I stopped using steelies because the hub/hub bolts were just getting badly rusted and I figured it was because I had many Connecticut winters with no center caps or anything covering the hub and all the salt and chemicals they put on the road did damage. Who knows if proper wheels in the winter minimized that issue but that's why I got the Terras, it wasn't necessarily for the looks... but liked them so much I got the white ones shortly after.
To be fair, I copied the red mud-flap look from you after seeing a picture having the same wheels, it just looked too good. The red on a blue car is a bit funky, but having had the black mudflaps on the car for some 7 years I prefer the change. To think I almost ordered my car in white...
Edit: Well look at that it snowed!