as long as your good with that. and that your insurance is OK. they have to make you whole again and that includes what your car is worth with that car fax. I would argue the car is worth less with that accident than 10 sec before Bambi ran into it. it's all up to you. remember the insurance adjuster is doing his best for the company not you, although they try to make it look the other way. If Bambi had insurance it would be different for sure. good luck, and sorry for your loss. Dennis