This will sound like like bragging, but not intended that way. I am one of those nasty 1 percenters you read about based on family net worth. Have invested well over the years, no silver spoon, did it all the hard way. I am also frugal. My wife and I live simply. Yes we have toys, but not to excess at all.
Could have dropped $150,000 into a fun car without blinking, elected instead to help my two kids purchase their first homes with a sizable cash gift to both. They never have asked my wife and I for a dime, but we wanted to help them get a good start on life. They both have good career's and make good money and are smart with it
Their was a time in my life I aspired to own a prestige sports car, but it is no longer a priority at all. The FiSt is a good bang for the buck, excellent stock, but can be tweaked to be even better.
Dispite popular opinion, those that have the most stuff don't win.
You would be amazed at how simply many rich people live. You would have no idea of their net worth by seeing how they dress, what they drive or where they live. Life is not all about stuff.
Often the people you assume must be rich are instead completely maxed out on credit.